Terms and Conditions

C.P. Brothers Insurance Agency

Welcome

Welcome to C.P. Brothers Insurance Agency.

These terms and conditions outline the rules and regulations for the use of the C.P. Brothers Insurance Agency website, located at https://cpbrothersinsurance.com/.

By accessing this website, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must discontinue use of this website.

Definitions

The following terminology applies to these Terms and Conditions, Privacy Policy, and any related agreements:

“You”, “Your”, “User” refers to the person accessing this website.
“The Company”, “We”, “Our”, “Us” refers to C.P. Brothers Insurance Agency.
“Party”, “Parties” refers to both the User and the Company.

All terms refer to the offering of information and services in accordance with applicable laws. Any use of singular, plural, capitalization, or gender-neutral language is interchangeable and refers to the same entities.

Cookies

We use cookies to enhance user experience and website functionality. By accessing this website, you consent to the use of cookies in accordance with our Privacy Policy.

Cookies may be used to:

enable website functionality
analyze website usage
improve performance and user experience

Third-party service providers or advertising partners may also use cookies.

License and Intellectual Property

Unless otherwise stated, C.P. Brothers Insurance Agency and/or its licensors own all intellectual property rights for the content on this website. All rights are reserved.

You may access this website for your personal, non-commercial use, subject to the following restrictions. You must not:

Republish material from this website
Sell, rent, or sublicense material from this website
Reproduce, duplicate, or copy material from this website
Redistribute content without prior written consent

This agreement is effective upon your first use of the website.

User Comments and Submissions

Certain areas of the website may allow users to submit information, inquiries, or comments.

C.P. Brothers Insurance Agency does not pre-screen, edit, or review user submissions prior to posting or receipt. Submitted content reflects the views of the individual user and not the Company.

To the maximum extent permitted by law, C.P. Brothers Insurance Agency shall not be liable for any content submitted by users or for any damages resulting from such content.

We reserve the right to remove or restrict any submission that is inappropriate, offensive, unlawful, or in violation of these Terms.

By submitting content, you represent that:

you have the right to submit the content
the content does not infringe on third-party rights
the content is not defamatory, unlawful, or misleading
the content is not used for solicitation or unlawful activity

You grant C.P. Brothers Insurance Agency a non-exclusive license to use, reproduce, and process submitted content for business and service-related purposes.

Hyperlinking to Our Website

The following organizations may link to our website without prior written approval:

Government agencies
Search engines
News organizations
Online directory distributors
Accredited businesses (excluding solicitation-based nonprofits)

Other organizations may request approval to link to our website. Approval is granted at our discretion and depends on relevance, reputation, and context.

Approved organizations may link:

using our business name
using the website URL
using a description that fits naturally within their content

Use of our logo or branding for linking purposes requires prior written consent.

iFrames

Without prior written permission, you may not create frames around our webpages that alter the visual presentation or appearance of our website.

Content Liability

We are not responsible for content that appears on third-party websites linking to our site. You agree to indemnify and defend us against any claims arising from your website or linking practices.

No link should appear on any website containing unlawful, defamatory, obscene, or infringing material.

Reservation of Rights

We reserve the right to:

request removal of links to our website
amend these Terms and Conditions at any time

By continuing to link to or use our website, you agree to be bound by the updated terms.

Removal of Links

If you find content or links on our website that you believe are offensive, you may contact us. We will review requests but are not obligated to remove content or respond directly.

Accuracy of Information

We do not guarantee the accuracy, completeness, or timeliness of information on this website. Content is provided for general informational purposes only and may change without notice.

Disclaimer

To the maximum extent permitted by law, we disclaim all warranties, representations, and conditions related to the website and its use.

Nothing in this disclaimer shall:

limit liability for death or personal injury
limit liability for fraud or fraudulent misrepresentation
exclude liabilities that cannot be excluded under applicable law

As long as the website and services are provided free of charge, we shall not be liable for any loss or damage of any nature.

Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the state in which C.P. Brothers Insurance Agency conducts business. Any disputes shall be subject to the exclusive jurisdiction of courts in that state.

Contact Information

If you have questions about these Terms and Conditions, please contact:

C.P. Brothers Insurance Agency
Email: chris@cpbrothersinsurance.com
Phone: 508-784-7154