Insurance Products
Auto Insurance
At C.P. Brothers Insurance Agency, we help drivers save money on auto insurance while making sure their coverage actually protects them. As a local, independent agency, we compare policies from trusted carriers to find pricing and coverage that fit your vehicle, driving habits, and budget.
Auto insurance protects you financially in the event of an accident, covering vehicle damage, medical expenses, and liability claims. In addition to identifying savings opportunities, we often help customers significantly improve their coverage for a similar cost — which can make a major difference if a claim ever occurs. We also review whether bundling auto insurance with home or renters coverage may provide additional value.
Homeowners Insurance
At C.P. Brothers Insurance Agency, we help homeowners protect their property while ensuring their insurance dollars go further. We compare coverage options across multiple carriers to find policies that balance cost, protection, and long-term value.
Home insurance helps safeguard your home, personal belongings, and liability. Beyond potential savings, many homeowners benefit from stronger coverage that better reflects the true value of their home. We also review whether bundling home and auto insurance may enhance both protection and overall value.
Renters Insurance
At C.P. Brothers Insurance Agency, we help renters secure affordable coverage that protects personal belongings and provides liability protection. Renters insurance is often simple and cost-effective, but the right coverage still matters.
Renters insurance helps cover personal property and liability while renting a home or apartment. When paired with auto insurance, it can offer added value, and in many cases, renters are surprised by how much stronger their coverage can be without a major increase in cost. Our goal is protection that makes sense and coverage you can rely on.
Life Insurance
At C.P. Brothers Insurance Agency, we help individuals and families protect what matters most with life insurance coverage designed for long-term security. Life insurance stands on its own and plays a critical role in protecting loved ones financially.
Life insurance helps provide income replacement, debt protection, and financial stability in the event of a loss. We work with trusted insurance carriers to help determine the right type and amount of coverage based on your goals, family situation, and budget. Our focus is clarity, value, and making sure your coverage truly supports the people who depend on you.
Pet Insurance
At C.P. Brothers Insurance Agency, we help pet owners find coverage that makes veterinary care more manageable and predictable. Pet insurance can be written on its own or added alongside other policies, depending on what works best for your situation.
Pet insurance helps cover unexpected veterinary expenses due to illness or injury, allowing you to focus on your pet’s care instead of the cost. We work with carriers that offer flexible coverage options and help you choose a plan that balances affordability with meaningful protection — so you’re prepared when the unexpected happens.
Businessowners (BOP) Insurance
At C.P. Brothers Insurance Agency, we work with small business owners to protect their operations, property, and liability with coverage built for real-world risks. Business Owners Policies (BOPs) are designed specifically for small businesses that need dependable coverage without unnecessary complexity.
A BOP typically combines property and liability coverage into a single, streamlined policy. We help business owners secure coverage that protects their location, equipment, and day-to-day operations while keeping costs under control. Our approach focuses on value, protection, and making sure your business insurance supports your growth — not slows it down.
Umbrella Insurance
Umbrella insurance provides an added layer of liability protection that goes beyond the limits of your auto, home, or renters insurance policies. It is designed to help protect your assets if you’re faced with a large liability claim or lawsuit that exceeds the coverage of your primary policies.
This type of coverage can apply to situations such as serious accidents, property damage, or personal injury claims. Umbrella insurance is often surprisingly affordable for the amount of protection it provides and can be an important safeguard for individuals and families with significant financial exposure. We help determine whether an umbrella policy makes sense based on your coverage limits, assets, and overall risk.
Flood Insurance
Flood insurance provides coverage for damage caused by flooding, which is not included in standard homeowners or renters insurance policies. Flooding can result from heavy rain, storm surge, rapid snowmelt, or other conditions that cause water to rise and enter a home or building.
Flood insurance helps cover structural damage, personal belongings, and certain cleanup costs following a flood-related loss. Coverage availability and requirements vary based on location and flood risk, and policies are often written separately from other property insurance. We help customers understand their flood exposure and secure coverage that offers meaningful protection in the event of a flood.